02 Jun AI, ISO 20022 and the debate around the future of treasury
The first edition of the Kyriba User Group Spain brought together a group of financial professionals and strategic partners with a common goal: to exchange experiences, anticipate changes and optimize treasury management in an increasingly digital, complex and global environment.
As an official Kyriba partner, All CMS was pleased to invite and attend the event along with several of our customers to share their vision, challenges and learnings in the use of the platform.
In particular, we would like to highlight the participation of our associates Esther Nieto, Ernesto de la Calle and Pierre Bouaziz in the lecture “What matters is the debate” Where key issues to understand the real impact of TMS in organizations where adressed: from initial challenges to tangible benefits after the implementation. It was the moment to share, exchange and nurture the debate between lecturers and the public.
Implementing a TMS: Real cases, necessary questions
During the session, essential issues that are common to many of the projects that we support were addressed:
- What problems were you trying to solve before implementing a TMS?
- How has your visibility on cash flow changed at group level?
- How does the context (growth, instability, new operations) affect your treasury priorities?
- How is the data integrated with other systems and ERPs?
Participants highlighted improvements such as the centralization of financial information, greater control over debt and cash flow forecasts, reduction of manual errors and improved responsiveness to business changes.
An experience that reflects the path of companies such as Desigual, Estabanell, Volotea, Prosegur, Minor Hotels Europe & Americas, Aleph, Suntory Global Spirits, Cerealto, IE, Verdalia and Exolum, who trusted All CMS to automate their international financial management, to whom we thank for their active participation and commitment to continue improving day by day.
AI enters the scene
One of the topics of the event was the potential of AI applied to treasury. Kyriba presented TAI (Trusted AI) its conversational agent and trusted artificial intelligence, integrated into the platform.
There was discussion on how AI can:
- Improve forecasting accuracy through machine learning on historical data.
- Identify payment patterns, predict delays and provide new angles of analysis.
- Support decision making in scenarios with no previous data with the use of generative AI.
However, issues such as the need for trust, data governance and internal training where also adressed to make the most of these capabilities.
ISO 20022: towards an effective migration
Another topic was the migration to ISO 20022 a mandatory transition for interbank payments as of November 2025, which will have a direct impact on companies.
The experts agreed on the need to:
- Evaluate the readiness of internal systems (ERP, TMS…).
- To have solutions that can coexist with old and new formats.
- Automate the generation of UETR (Unique End-to-End Transaction Reference) and traceability.
- Train teams on new data structuring requirements.
From All CMS we are already accompanying our clients in this adaptation, helping to identify the impacts, coordinate with banks and ensure a smooth transition.
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Do you have doubts about migrating to ISO 20022?
Here’s the answer, check out the most frequently asked questions about this key change in international payments.
For All CMS, events like this are an excellent opportunity to strengthen the relationship with our clients, share knowledge and continue to add value from our experience as specialist treasury implementers.
We would like to thank the marketing team of Kyriba Spain for the organization and our customers for their active participation. We continue to work together to ensure that financial technology not only solves problems, but also becomes a real driver of growth.
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